
Methods of Repayment
Mortgages - How to repay your mortgage
There are two ways to repay the amount you have borrowed (the ‘capital’). Their advantages and disadvantages are described below.
- Repayment mortgage (also called a capital-and interest loan)
- Interest only mortgages
- A Comparison of both
- Part and Part mortgage
- Pension mortgage
Your propertyhome may be repossessed if you do not keep up repayments on your mortgage.
The Financial Services Authority (FSA) does not regulate some forms of mortgage.
The information set out on this page is intended to provide a general appreciation of the topic and it is not advice. Guidance should be sought from a specialist who is qualified to advise in your specific circumstances.
For more information on any aspect of mortgages please contact Surrey Financial Advice on 01483 211800 or email us at admin@surreyifa.co.uk We will be happy to assist you.

