Income Protection

Income Replacement Policy (IRP) – Otherwise known as Permanent Health Insurance (PHI)

Replaces a substantial part of your income if you are unable to work over a long period because of illness or disability (so could be used in part to meet your mortgage payments). Continues to pay out until you recover or reach retirement whichever is sooner.

All Insurance Companies provide slightly different levels and types of this cover. It is vital to obtain independent analysis of the differences in cost and cover before deciding on a particular Provider.   [Contact Us]

The information set out on this page is intended to provide a general appreciation of the topic and it is not advice. Guidance should be sought from a specialist who is qualified to advise in your specific circumstances.

For more information on any aspect of Income Protection plans please contact Surrey Financial Advice on 01483 211800 or email us at admin@surreyifa.co.uk  We will be happy to assist you.